Lay-Buy
Pay it off over 3 months
Reserve any brand new item with a 10% deposit, then top up whatever you can, whenever you can, before your due date.
How it works
Pay a 10% deposit
Pick a brand new item and pay a minimum deposit of 10%. You can pay more if you want to shorten the plan.
Top up any time
Pay any amount you like, as often as you like, for 3 months. Every payment comes off your balance straight away.
Collect after full payment
Once the item is paid in full it is available for delivery 1 to 3 working days later. Large items are arranged with our team on WhatsApp.
Lay-Buy terms
- 1Lay-Buy is available on brand new items only.
- 2A minimum deposit of 10% of the item price starts your Lay-Buy. After that you can top up any amount.
- 3Your Lay-Buy runs for 3 months from the date of your deposit.
- 4If the balance is not paid by the due date, the amount you paid is converted into store credit of the same value, which you can use to buy another product of that same value.
- 5No cash refunds. Store credit can only be used for swaps or to buy products.
- 6Your item is available for delivery 1 to 3 working days after full payment.
No cash refunds
Whatever you pay in stays on your account as store credit of the same value, and is used to buy or swap another product. Cash is never paid back, whether the Lay-Buy expires or you cancel early.
Start a Lay-Buy
Come to Shop 10 or send us a message, and we will set your Lay-Buy up with your deposit and due date.
All amounts are in Emalangeni (E / SZL). The minimum deposit is 10% of the item price, rounded up to the nearest E.